Day 8

 Today we began the day by discussing fundamental and technical analysis. Each student chose a stock to analyze and present their findings. We learned about Apple, Ford, GM, Chipotle, Exterior Oil Field Solution, and Cleaveland Cliffs stocks. After this, we had our final seminar on Your Money or Your Life. We discussed topics such as investments, investing money into real estate, financial advisors, financial independence, and FSCO scores. After lunch students began their presentations. The first presentation was on taxes. We learned about the three main types of taxes, regressive taxes, proportional taxes, and progressive taxes. We also learned about estate taxes as well as, inheritance, franchise, corporate, income, sale, property, excise, and income taxes. The presenter explained details such as what the form of tax is, where it is used, and when it is used. We then listened to 2 more presentations on Entrepreneurship and wills, trusts, and foundations. After that, we moved on to presentations on our findings while reading a couple different books. The first book, Cryptoassets had two presentations. The first was about Bitcoin ETFs and the second was about ICOs. The next presentation was on Trading Bible for Beginners. The student talked about forex trading, options trading, and swing and day trading. The next presentation was on the book The Psychology of Money, the student discussed the 20 lessons about personal finance that the book contained. Once we were done with the presentations, we moved on to our last activity of the day. The class divided into groups, and each group was given an assignment to complete by the end of the day. Each group looked for a fourplex in a different city, and calculate the amount of money for the complex's down payment, as well as the cost for utilities, insurance, and rent. This was a fun project that helped show what the process for buying a house would look like, which helps prepare us for big financial purchases that will happen later in our lives. 

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