Day 5 Blog

 Monday - Week 2 of our Personal Finance J-Term

Shyla Jogi

    This Monday, we started the day off with a seminar about sections in Your Money or Your Life, and Why Didn't They Teach Me This In School. We had a really enlightening discussion about how to manage and invest our own money responsibly, how to track our daily and monthly expenses, and the best ways to save without sacrificing our enjoyment and fulfillment. We spent time in the morning finalizing our Game of Life, which tracks our projected financial prospects through Google Sheets. It was very enlightening and thought-provoking. We learned a lot from doing this exercise, probably more than we would have learned if we had just had a lecture on it. Having this activity be hands-on and interactive was a great way for us to learn more not only about personal finance, but about ourselves, our spending habits, and the overall way we look at money itself. 

    We had two guest speakers come in and talk about investing and blockchain technology. One was a Post Oak alum, and the other is a POS senior. The first presentation was about different ways to invest, which everyone learned a lot from. In the afternoon, Henry (POS senior) talked about cryptoassets, more specifically, the blockchain technology that is used to enable that, and NFTs. 

    Later in the day, a number of students delivered presentations on different types of investments.  Gustavo and Micah delivered a presentation about bull and bear markets, market sectors, indices, and the differences between stock markets. Gabe covered all the aspects of what owning a stock or ETF means versus buying a company’s mutual fund. Mateo and Andy presented on different ways to invest in the market, such as options, futures, bonds, and ForEx (foreign exchange). We all learned a lot today, from how the concept of work relates to our financial security later in life to the ups and downs of real estate purchase and ownership. 

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