Personal Finance 2022 J-Term

 Shyla Jogi Dr. Ott Personal Finance     I learned so much from this course. Over just the past two weeks, I learned about so many aspects of personal finance, from options trading to real estate to the morals of money. I learned so much more than I thought I would have over this J-Term. But at the end of these two weeks, I honestly feel that I learned so much more than I've learned about money through my whole school career. All the mini projects we did served to cement my knowledge with hands-on activities, making it more active learning, not just passive lectures and readings. The readings we were assigned, Your Money or Your Life , Cryptoassets , and  Why Didn't They Teach Me This in School taught me so much about all these individual topics. Your Money or Your Life  was really informative when it came to talking about what 'work' means, what my spending habits really are, how to track my monthly expenses, and what money really means. Why Didn't They Teach Me Th

  This course was absolutely amazing. I learned so much more about finances than I have in my whole life in any class that I have ever taken. I really enjoyed the book. Why didn't they teach me this in school because I feel like every single tip that is in there is very useful. I also really enjoyed learning about crypto assets but I wish all of us were required to read the crypto assets instead of your money or your life. Or even all three, I feel as though the crypto assets are super important and are the future of money. I think that it would make more sense for everyone to read the whole thing to really get the most out of it. Although we didn't read the whole thing, what I did read was so interesting that it has made me very interested in mining and trading crypto. I also really enjoyed the game of life. It showed me how much living really costs and it also showed me how expensive that life I want to lead will be. I never realized how much my parents pay to keep up with my

  Personal Finance Reflection   Gustavo  When I first started this course I had a few doubts on how good it would be and the tough workload that I heard about. However, after the first week I was having fun and even enjoying a lot of the assignments that we had to do. The ideas and the things I learned from this class are very valuable and I definitely will use them in the future. The movies we also got to watch were not only informative but they were also very entertaining. I always felt like I had something to do and I was never bored. Reading the books was also very fun and informative. The crypto book taught me a new level of crypto currency that I did not know about as well as showing me how I can use it in my life, overall the book showed me everything I feel like I need to know to start crypto. YMYL had taught be how we should not only be informed with our finances, but it also showed me how we should be informed with our "Life Energy". WDTTMTIS taught me so many di

 Course Reflection     Overall, I'm very glad that I took this course. It just happens that in the past year I'd been thinking a lot about how I knew nothing about money and finance and taxes, which stressed me out so much. School can be useful, but honestly, a lot of it is just busy work that I'm never going to use in real life, but personal finance has been different in the sense that I know it will be extremely beneficial to my everyday life. The workload was definitely heavy, but I honestly did not mind since I really wanted to learn this information. I found that researching in-depth certain topics for my slides was extremely helpful because I was given the opportunity to narrow down on specific topics such as retirement funds and insurance which are both things that are necessary for me to know. I was more than willing to do the work as I knew how much this would help me in the long run. I would definitely recommend this course, and I think I would take it again. I le

Sofi Savarese  Personal Finance  Dr. Ott  1/14/22  Course Reflection  Over the course of this J-term, I have learned more about money than I thought was possible. We jumped into complicated topics such as investing, the stock market, cryptocurrencies, and many more. While this was slightly confusing and a little overwhelming, the outcome from this course that I will carry with me for the rest of my life makes it completely worth it. The things that I will take away from this course will easily be some of the most important things that I have learned in school. Things such as how to buy a house, credit cards, and how to pay taxes are fundamental to my adult life. Also, things such as cryptocurrency and bitcoin were very interesting and important to learn about as our world is slowly progressing to a digital world. We also talked about many "big money questions" such as what would you do if you didn't have to work for a living. This helped me understand how to break down th

 Gabe Avritscher Dr. Ott Personal Finance January 14 2022 Course Reflection Although I had an idea of what my finances would look like in my upcoming collegiate years, I found it very helpful to carefully examine all the expenses I will encounter through the Game of Life. It was also interesting to see how my financial landscape changed once I entered the workforce and could build up my net worth. The books were equally helpful, as they provided invaluable insight and tips for making the most out of your income. The books also introduced me to numerous concepts I didn't have much familiarity with, such as mutual funds, Roth IRAs, ETFs, and blockchain technology. The book about crypto assets was the most intriguing, as despite it being a more complex reading, it did an excellent job of detailing the whole crypto revolution. It will be interesting to see how crypto factors into many Americans' retirement plans in the next few decades. Although the movies were humorous, all three